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  • 1.  IRA QCD and employee match

    Posted 09-15-2023 07:39 AM

    We have a question on whether or not an IRA QCD from a donor would qualify for a matching gift. I am assuming the answer is yes unless specifically prohibited by the company's matching guidelines but wanted to make sure I wasn't missing something. 



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    Jennifer Kenzor
    Rose-Hulman Institute of Technology
    seddelme@rose-hulman.edu
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  • 2.  RE: IRA QCD and employee match

    Posted 09-15-2023 07:45 AM
    I think your initial impression is accurate. However, a review of the company's detailed matching policies is required.

    Some policies I have reviewed state they will only match gifts that qualify for a charitable tax deduction. QCDs do not meet that test. Therefore, if that language exists or there is any ambiguity, it is best to call the company, obtain a verbal okay, and note the name of the employer authority on the matching claim form or in notes on the company record.

    John

    John H. Taylor 
    919.816.5903 (Cell/Text)

    Big Ideas; Small Keyboard





  • 3.  RE: IRA QCD and employee match

    Posted 09-15-2023 08:10 AM

    Thanks, John! That is definitely a good distinction to be on the lookout for.  Appreciate it!



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    Jennifer Kenzor
    Rose-Hulman Institute of Technology
    seddelme@rose-hulman.edu
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